Public Open House today at 229 Paine Avenue, New Rochelle 10804

Classic Paine Heights Elegance w extraordinary character, sophistication & charm describe this gracious 6 BR, 3.5 Bath 3817 sq. ft. Georgian Colonial located on 0.39 of a lush, verdant acre featuring the beautiful Spanish Tiled roof & new Azek deck. The finely appointed 5 yr. old chef’s kitchen with its’ custom crafted cabinetry, 6 Burner stove, granite counters, audio, radiant heated floor is perfect for entertaining as is the seamless flow between the FDR with its’ grand fireplace. Two dens & a powder room complete the first floor. A spa shower & Jacuzzi in the Master marble bathroom, & Steam shower in the third floor bath all further compliment this stunning home. NEW Central Air Conditioning, newly refinished hardwood floors, NEW heat efficient windows on first & second floors, NEW furnace & Bock oil water heater, & so much more. TAXES ARE BEING GRIEVED! 30 Minutes to NYC. Close to transportation & schools. Taxes with STAR rebate of $1727 are currently $32,110. if applicable.    This home is being offered at $1,135,000. The public open house is from 1-4 p.m. today!

New Rochelle is GREAT!

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Davenport Neck, New Rochelle

It is always interesting to learn about a community, its history, and I think it also helps to understand the naming of streets, parks and the essence of a city. New Rochelle, home of the Huguenots (French Protestants) after they fled France is no different.

Imagine a water-fronted area (Davenport Neck), where glacial grooves can still be seen on the rocks, part of the Manhattan Schist formation. The grooves used to be horizontal, but now pitch almost vertically to the south. You will find pegmatite (a coarse kind of granite), quartz and feldspar which indicates that the rock cooled slowly. As a point of interest, the New Rochelle rowing club utilizes a dyke made of the same rock material on Pine Island which is just off the shore of Davenport Park. The rock formations in this area are so interesting that to the expert eye, one can see how the glaciers coursed through the area north to south many millions of years ago.

 balcony 30 Malysna LANE

I mention the stone as it became very important to the Native Americans  who would use the quartz for arrow heads. Hundreds of artifacts were found such as hammer stones, sinker stones, grooved axes, mortar and pestles, and some are on display in the Indian Room in the Thomas Paine Museum.

The clay pottery, by the way, was made by molding the clay over wicker baskets, and once dry was put into a fire to bake. It was rather crude but effective.

Henry Hudson, an Englishman, was en route to Holland and sailed up what was to be named after him, the Hudson River. The Dutch were anxious for control and to see what Hudson had discovered, and set sail up the Hudson. This trip was led by Adrian Block in 1612 and 1613. They traded with the Indians, but lost their ship to fire, and needed to build another which was called the “Onrust” (Restless). This was built in Netherland (New York City), and in 1614 set sail. They visited every corner of the lands, and they sailed north so they were the first to visit the Siwanoys, and the first to see the lands that were to be known as New Rochelle.

The Siwanoy Indians sold the land to the Dutch in 1640 in the name of the Dutch West India Company. However, under a white oak tree near the Sound on Shore Road, the Indians sold it again to Thomas Pell on November 14, 1654. One of the 6 to 8 Indians who signed this purchase was Wampage, who claimed to have killed Anne Hutchinson, and called himself Ann hoock (I have seen this written also as Annhooke as it is a translation of the native American language). I have also read that Ann hooke was someone else from another tribe (Blake Bell, Pelham Historian). While a part of Pelham, the Dutch claimed all of New Rochelle (and Pelham), and it was not relinquished until the surrender to the English by the Dutch in 1664.

The English Governor, Richard Nicholls, confirmed Pell’s ownership in 1664, and he bequeathed his land to his son, John who came from England, and took up residence in Pelham. However, when the Huguenots came from France, they bought the land from Pell and started the Huguenot Settlement in New Rochelle. There is a monument listing the names of these settlers in the now Hudson Park. The Native Americans remained in the area for some years, but with the growing population of settlers, they moved further north and while there was some conflict, the Indian domination was gone.

However, one of the last remaining legacies of the Siwanoys, the Westchester Path, was originally built by the Indians and is now known as the Boston Post Road and is evidence of the original usage, and there is one last remaining milestone on the Lambden building located on the west side of Huguenot Street.

Visit the City of New Rochelle online and then “History” for so many great details about our great city.

For your real estate needs, I have been living here for over 37 years, and I would love to help you.

New Rochelle is great!

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A Broker’s Open House versus a Public Open House – What is the Difference?

 

DSC_0550Sometimes, a customer or client will ask me what the difference between the two is. Obviously, one is for the agents and one is for the public, but what else? It is very important that the agents preview as many properties as possible so they can speak intelligently about their area. When they know the homes they can better advise their customers and clients on either listing prices or a possible bid, and quite simply, whenever we view a listing, it many times allows us to think of someone that house might just “suit!” I have walked into a home so many times, and thought of someone to send that listing to, and obviously, when I do send the listing, I can describe in detail what I saw and why I would think they would like the home.

There are always many brokers’ open houses scheduled in the multiple listing service, and each area has their own special day. For example, New Rochelle and Pelham share a Thursday… Larchmont, Eastchester, and Scarsdale share a Wednesday, and Rye and Larchmont share a Friday, and Rye, Bronxville and Harrison share a Tuesday, and so forth…The great thing about the different area days, is that if I would like to market my (for example) New Rochelle listings to perhaps Scarsdale or Larchmont agents, I can post a broker’s open house on “their” day, and conduct my broker’s open house then. Agents can attend any open house of course, but sometimes their time is limited because of the sheer multitude of homes to view.

With that in mind, many agents will try and ‘attract’ the agents to their broker’s open houses. For example, I usually introduce my listings to the market by serving luncheon – perhaps finger sandwiches, or sushi, or mini wraps…. with perhaps Perrier and fruit.  One time, I had discovered that June 1st was also Mint Julep Day in South Carolina, and I utilized that for a mint julep broker’s open house from 2-4 p.m, trying to emphasize and compliment the beautiful property of that particular listing . (The mint juleps, while alcoholic were diluted!) I also offer wine raffles to all visiting agents… all ways to entice them into the house, and to see it… and then perhaps they will think of that special client.

I have held Apple Cider and cheese tastings.. Last Fall I conducted a wine and cheese party for 3 hours for the agents…. All to create a buzz and attract the agents (and then by osmosis their customers and clients!).

DSC_0556Conversely, a public open house is in a relaxed setting, allowing the potential buyer to go to the home, and see if they would like it, without their having to bother their agent (if they have one), or to make an appointment. People lead such busy lives, that if an open house is scheduled say from 1-3, or 1-4 p.m., then it allows the buyer to go to the home at their leisure within that time frame. I have sold many homes from public open house events each year, and so I sincerely feel they are an important part of marketing a home successfully.  The attendees have their own agents, but who knows the home better than I (or the owners), and so I am able to pass on that information to the interested parties, and they can then inform their agents of their interest (or I can!). I like to have little chocolate bars featuring a photo of the house on the wrapper with my information, or I have given out lavender sachets from my garden, or even seed packets (such as “Forget-me-nots!).

No matter what an agent does, it is all with the purpose of best representing their sellers’ home to better market the home, and to sell it!

In choosing your agent, ask them how they will market your home.

New Rochelle is GREAT!

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Rochelle Heights – New Rochelle- Historic & Glorious!

Cities and towns that are privileged ( to my way of thinking) offer Historic areas, and New Rochelle is no exception.  Recognized as being an Historic Distoric back in 1986, the residents have long known and appreciated what the area has to offer. Back in 2012, I had written an article about Rochelle Heights and how the original turn of the Century  homes were built and sold all between $3-5000. The roads were originally private, and there were gas lights (of course!), but with right of way,  etc. , all of that slowly changed. The majestic  Colonial, Victorian, Queen Anne, Antebellum Mansion style homes bespoke elegance, quality craftsmanship, and the area was known as ‘the’ place to sojourn to from the busy city life.

http://www.newrochelleny.com/DocumentCenter/Home/View/361

Funnily enough, in my 2012 blog post, I had mentioned how Ossie Davis and Ruby Dee lived in Rochelle Heights. I had the distinct pleasure of selling that home last year to friends and who also reside in the area. They love it so!

Being recognized as an Historic District, exterior changes must all be brought before the New Rochelle Historical and Landmarks Review  Board for review.  While you might see some fences  around some homes, they were grand fathered, and fences are no longer permitted in the area.  This is fine as it gives the home owners a great opportunity to be creative and artistic in their landscaping!

The HLRB reviews only those changes that are proposed by the applicant, that affect the exterior of the building or property, and that are visible from a public street. If an owner is making minor repairs with the exact same material or is repainting in exactly the same color, then no review is required. However, if an architectural feature is being replaced in its entirety, a COA is required. If property owners are not sure as to the requirements, the safest solution is to call the City and inquire. The Board issues COAs when it is satisfied that proposed work has met legislated standards. “

Over the years,I have had the privilege of selling 7 properties in the area with multiple bidding on all of my listing sales! Located close to all transportation, and yet also close to Larchmont, it offers detailing perhaps not found in today’s modern homes.

One great unsung asset are the clay courts.  Known Rochelle Heights Racquet Club. Anyone from the area can join, and the fees are so reasonable ! The two red clay courts are gentler on the knees too!  Rochelle Heights also offers a wonderful neighborhood association.  Events throughout the year offered by the association are making this vibrant community even more desirable.  There is  the party at the clay courts when they open around Memorial Day,  there is the Pre-Halloween party (pizza and yummies for the many children who  attend),   The 5 K “Turkey Trot”  which was immensely successful this past year, and don’t forget the Holidays lights along Hamilton Avenue !

So, if you are thinking of moving to the suburbs,  if you ever see a home for sale in Rochelle Heights, always pop in and view it! You won’t be disappointed. Many offer lower taxes, larger properties and regal appointments.

New Rochelle is GREAT!

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229 Paine Avenue Public Open House 1-3 p.m. 2/5/17

Classic Paine Heights Elegance w extraordinary character, sophistication & charm describe this gracious 6 BR, 3.5 Bath 3817 sq. ft. Georgian Colonial located on 0.39 of a lush, verdant acre featuring the beautiful Spanish Tiled roof & new Azek deck. The finely appointed 5 yr. old chef’s kitchen with its’ custom crafted cabinetry, 6 Burner stove, granite counters, audio, radiant heated floor is perfect for entertaining as is the seamless flow between the FDR with its’ grand fireplace. Two dens & a powder room complete the first floor. A spa shower & Jacuzzi in the Master marble bathroom, & Steam shower in the third floor bath all further compliment this stunning home. NEW Central Air Conditioning, newly refinished hardwood floors, NEW heat efficient windows on first & second floors, NEW furnace & Bock oil water heater, & so much more. TAXES ARE BEING GRIEVED! 30 Minutes to NYC. Close to transportation & schools. Taxes with STAR rebate of $1727 are currently $32,110. if applicable.    This home is being offered at $1,135,000. The public open house is from 1-3 p.m. today!

New Rochelle is GREAT!

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January 2017 Newsletter – Gay Rosen – Rye/Larchmont/Scarsdale

I am always privileged to have customers and clients who like to view homes in different areas. Based on that, I also like to keep abreast of what is happening in each area with regards to sales.  Here are the 2016 market stats for Larchmont, Rye and Scarsdale, broken down into elementary schools !

Please contact me if you have any questions!

LarchmontRyeScarsdale Market Newsletter- 2017

Westchester is GREAT!

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Larchmont and New Rochelle Real Estate Newsletter -Gay Rosen

It is always nice to know what is happening the real estate world! Whenever I go out for a walk, friends and neighbors alike will ask me what is current and we have always been taught to say ‘wonderful!”. Ha! However, I am too truthful to say that, and like to post what is happening in our areas.

My January newsletter covers Larchmont and New Rochelle  market stats for 2016..

2017 a Year for Change
In reflection, 2017 is looking good for those buyers wishing to buy and for home owners wishing to sell too!
2017 was a tumultuous year in so many ways, and therefore I can only best describe this new year as one of change. The interest rates have gone up slightly, and the Federal Reserve has mentioned they will increase perhaps two or three times more this year perhaps in June (or even sooner). However, having stated that, the rates are still very low! ( Mortgage rates have jumped to 4.1% on a 30-year fixed mortgage from 3.5% a year ago.)
Anyone who purchased a home in the late 1970’s will recall interests rates of 8 and as high as 13% ! You can still write off those mortgage taxes! Per NYSAR (New York State Association of Realtors), it is still cheaper to purchase than to rent , and on 1/9/2017 it was released by the FHA that insurance premiums are going to be reduced from 0.85% to 0.60%. So, all positive.
I hope you enjoy my newsletter below -so many stats but I wanted to inform you all as much as possible with local and pertinent real estate formation.

Gays 2017 January Market Newsletter (1)

Westchester is GREAT!

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Selling your Home! Gay Rosen Sotheby’s International Realty

         Selling your home!

Gay Rosen – Licensed Real Estate Associate broker – ABR, CBR, CDPE, CRS, GREEN, GRI, SRES

 

Selling a home can range from being an exciting adventure to a traumatic experience, and the best way to make it closer to the first is to prepare!

First thing to do? Interview several  agents (unless you  know beforehand the agent you would like to use)..When I am first invited into a potential  client’s home,  and after we discuss when the home owner would like to sell their home and where they are planning to move to, I like to offer some data on the most advantageous times of the year to sell around that wish date), and I always check on the property taxes. If the home is being overly assessed then that could impede a sale, and so an important factor (if time allows) is  to reduce those taxes before marketing the home.

After we have chatted a little,  discussed the market, etc.  I like to tour the home , and discuss the various updates, renovations, repairs required, etc. We will also be discussing any open permits, etc. Everything should be in order prior to listing your home.

Most of us like to ‘save’ things, and so it isn’t unusual to find some clutter and wonderful storage  areas   packed with so many memories.  I will always ask if they will be moving to a smaller abode;  in which case,  they would need to either place items into storage and/or  give to family members/have an estate sale or  throw some items away.  There are also wonderful companies that will assist  for those estate sales, and the Furniture Sharehouse will always take  furniture/ beds, etc., in good condition (and they charge just  $50 for the truck service – but all tax deductible).  Ron’s Trucking is another great company who will cart away all of those unwanted items, or move your items to your storage facility. I can also recommend companies than can organize tag and estate sales also. 

I am usually asked for recommendations on how to prepare the home. If the home is cluttered, and requiring professional experience, I will offer my home presentation expert (aka the home stager)(  into  the home, and pay for the initial consulting expenditure. Usually the home stager will walk around the home with the owners and myself,  offering sage advice such as  which paint colors to utilize (if required), which pieces of furniture to remove, where to place the furniture, and basically  great advice.  Obviously, not everyone can afford to paint rooms,  and my home stager will work with anyone’s budget, from advising my clients to staging herself (at the home owners’ s expense). After the initial consultation and given advice, the home owner can continue the dialogue at their expense  with my stager if desired. 

Sometimes, if the home is older, it is to the home-owner’s advantage to have a pre-selling inspection as this will reveal any issues within the home that can be addressed before the home is marketed, and thus will  just increase the sales price too!  I also suggest an appraisal if we are endeavoring to  establish a certain price point for the home. I use a local appraiser who knows the area well,  and sometimes when I am selling in neighborhoods with fluctuating price points, this is a very important. You don’t want to be in contract, and the buyer’s bank brings in an appraiser from upstate or the Island who does not know the area, and undervalues the home. I always submit a report to the appraiser too but at the end of the day, it is always up to the appraiser.

Why not sell the home “As Is”.  That term basically implies that there are issues within the home.  So be  careful before using it. If desired, we can always  state that, but it is always my goal to produce the highest sales price for my clients, and so based on that, I always some offer suggestions .

Typical suggestions could be painting,  floor refinishing,  cabinet painting,  kitchen updates,  asbestos removal, etc.

For any home resale there should be clean windows, touch up painting undertaken,  perhaps some power washing,  planting some flowers,  utilizing white linens on the beds and in the bathrooms (I usually supply those linens and towels!), and making sure there are working light fixtures!  SO many times, I show up with the photographer only to find there are missing light bulbs!

What  will be the listing price?  I always sit down with my clients,  and we look at the features of your home, compare those features, size of home, property size  in conjunction with other homes that have sold in the area recently, and establish a marketing price range for your home.  It is not advisable to compare your home to a neighbor’s home, and think yours is better/nicer simply because you don’t like your neighbors (that has happened) or you truly think your home is nicer.  The stats do not lie…I always try to look at a home as if there is a buyer looking over my shoulder.. Younger  buyers  today love central air conditioning, gas heat,  new kitchens, and in general are extremely fussy, and so bear in mind that these homes usually sell quicker than  homes that require the updates.  Second time home-owners are more forgiving (as has been my experience) ,  and many times love to renovate themselves, but oft times, they bid accordingly also  (lower…) so beware.  So, you have decided to sell, an introductory price range for your home based on local market stats has been arrived at,  and now what?

I (or your agent) will give you a marketing plan. It is always nice to know what to expect and when.  I order a professional photographer (always – even for a rental!),  and the photography usually takes up to a week from booking to having the photos taken, and then the delivery of same. Brochures must then be ordered, so if time allows, this whole process usually takes 2 weeks, but we can always rush things if required! With money you can do anything! I absorb the cost of the brochures, floor plans and professional photography, and just ask that the home be photo ready when I arrive with the photographer.  The photographer usually has appointments scheduled throughout the day, and so there is no time to re arrange furniture, etc.

Introducing your home to the market!

I am the only agent in the area who creates a personal web site for her clients.  I post the floor plans,  a video of the property, local area links and videos to the site,  and within 2 days of posting , it can be found on the first page of Google. I can then send a link to prospective buyers who have firsthand information regarding your home. Great!

I like to introduce the home at a Broker’s open house, perhaps serving luncheon or refreshments, and a Public Open house that following weekend is permissible with the owners. The whole goal is to create excitement, a ‘buzz’ around the property and to generate as much interest as possible. The first two weeks are usually the most important weeks for a listing and so  pricing is important.  You want as many appointments as possible within that time period, so people bid !

Showing your home

When there are pets, I will offer to show the seller’s home so the home owner feels comforted in knowing I will not let their loved pets outside the home. If the home owner desires, it is always my pleasure to open up the house too so I can turn on the lights, make sure the doors are locked, and in general make the home owner more comfortable during the process. Obviously, I will know more about the home than another agent, and so it is always an advantageous opportunity in which to point out the key elements and upgrades of the home.. (We always have a Special Features sheet also if possible).

We always try to give the home owner advanced notice, and it is usual to request a 2 hour advance notice. However, sometimes, the agents will be in the area,  just think of your home, and might call at the last minute. If it works out, always good to say ‘yes’ to the appointment! Many times,  if they can’t get in, they will just move onto the next home.. Obviously, if they really want to see your home, they will make another appointment but being flexible is important.

Bidding …  We receive bids! We are always taught that a bid is not  a bid unless it is in writing with proof of funds (pre-approval, bank statements if cash)..However, I will always let you know immediately when we receive a bid, or perhaps if an agent will be submitting a bid. It is always good to hear!

Once there is an acceptable offer, the buyer(s) will order an inspection,  and a Memorandum of Sale is drawn with the terms, the sales price, and is sent to all parties ( agents and attorneys). I will always copy you, the seller!

The Inspection. Tell your agent if there are any quirks within your home. It will save questions at the inspection. Also, it is always a good idea to have copies of recent maintenance handy so the inspector can see the home is well tended.

The  Contract  Your attorney will prepare the contract, and he/she will be asking you for your Title Insurance and House Deed so it is always good to be prepared beforehand! If you are selling a coop, then he will require the Offering Plan that should have been given to you at your closing.

It is always important to make sure that your attorney will be around for the ensuing few months. You don’t want to be in contract, ready to close, and your attorney is cruising around the world! I would ask how long will it take after you close to receive all of the closing documents… You don’t want to wait a year for same and you will need them for your taxes.

As a Realtor, I am not allowed to discuss/alter a contract – I could lose my license!  SO, any contractual questions must be discussed with your attorney.. Also, the date for an estimate closing date within the contract is just an estimate. However, in order for a contract to be a contract, an estimated closing date is required.

Once the contract is signed by all parties, it is a fully executed contract, and the buyer then send a copy to his/her mortgage broker, and the mortgage process ensues. The buy(s) usually have  30-45 days in which to  obtain a mortgage commitment. However, sometimes an extension is requested and your attorney will discuss that with you should it be needed.

The buyers  will be obtaining  an appraisal for their mortgage, and this is why we price a home based on local market conditions.  You need the home to appraise, and the bank will be looking at recent sales, etc.  An appraiser will appraise a home based on 3 factors.  Recent market sales,  home condition, and costs to rebuild.

The Closing!  The home appraised,  you have already interviewed various moving companies, and via your attorney, you have scheduled an estimated closing date..   My clients always ask me for the closing date, and as a rule I am the last person to know! The attorneys must schedule the closing date and time around their schedules, the Bank’s schedules and YOUR schedule! I am informed after the date has been set.

Don’t forget to close your accounts with your various utility companies be it Con Edison, oil company (have the oil level read by them), water company, etc.

The buyers will be having a final walk-thru before the closing. At this point, your home should be empty, broom swept clean, and if you are really busy – perhaps  a professional cleaning service utilized.

Buyers as a rule always like to learn of the gardener you use, etc. so it is also nice to have a list of same ready for the buyers too, together with any appliance warranties you might have.

Congratulations. You sold your home!

I hope this information has been of use to you.  It might seem like a lot of information to absorb, but  as a Realtor, I am here to make the process as easy as possible for you!

Westchester is GREAT!

 

 

 

 

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It’s Gingerbread Time 2016!

It is always a great feeling to give something made from the heart! I love to make some gingerbread homes and give them to friends and clients alike!  I don’t make them each year, but when time allows, it is fun!img_1295

Happy Holidays!

 

 

 

 

 

 

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New Rochelle is GREAT!

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The New Rochelle Chamber of Commerce & Modern Restaurant and Lounge

untitledimg_1261Always having appointments, and accommodating clients, I arrived late for the New Rochelle Chamber of Commerce Holiday party at Modern Restaurant and Lounge in New Rochelle (but not too late to donate some toys for the Salvation Army “Be an Angel program” ).  I understand it was a great evening made possible by the generosity of the Chechile family.img_1262

Since it was so late, I decided to order some fare at the bar!  I ordered a spicy Zuppa Di Pesce, and I must admit the ambiance was great within the restaurant. I understand from my friends the food is always tasty, and the restaurant offers the perfect setting for family gatherings. There are also some private rooms for those special occasions img_1265  too!

New Rochelle is GREAT!

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