Living on Argyll Avenue New Rochelle 10804

When Lori and Michael first purchased their home  at 22 Argyll Avenue back in 2004,  Lori was seven months pregnant, and they did not know anyone in the area. They were excited to have purchased their first home, and were absolutely thrilled when the sellers of that home offered them furniture they didn’t require. They felt welcomed. Even more so when all of the neighbors brought over baby gifts when Lori’s son was born.  They always knew that New Rochelle was the city in which they wanted to raise their children, attend the award winning schools, but they had no idea that they would be welcomed into a ‘community’. 

The neighbors were great, and told them both that if they ever needed any help, any help at all – to just call! Well, wouldn’t you know that in October of that year, Michael had just boarded a plane, cell phones about to be turned off, and Lori called  – worried for the baby saying ‘we have no heat!’ The only thing Michael could think to say was – call the neighbors, and that is what Lori did.  One of the neighbors came over, stayed over 2 hours waiting for the repairman, taking notes when he did so he could later tell Michael how the heating system worked,  and once again, Lori and Michael knew that this was a special street, not only a special home.

Over the years, the neighbors have become great friends, looking out for everyone, helping each other, and Lori and Michael even witnessed the signing of their neighbor’s will !

The neighbors are all now sorry to hear that Lori and Michael are selling their home at 22 Argyll Avenue, and it is with mixed emotions that Lori and Michael are leaving. They love their home, their street, their friends, but it is time to leave.  This past week, Lori was one of this year’s Honorees at the Guidance Center of Westchester Annual Gala.  They were thrilled when 6 of their neighbors attended the Gala in her honor.

Lori and Michael  love the proximity to the high school which is perfect for those after school activities, for sports programs, no bus ride necessary (and so a later departure time from home!),  and also offers the only Planetarium in Westchester,  The Museum of Arts and Culture   (which is the only Regents-chartered museum in a school in the State of New York),  and the PAVE Program (Performing and Visual Arts Education).

Since New Rochelle is a city,  the high school offers many college based programs, and  each year the graduating students attend the best colleges and universities in the country.

As CBS News just reported on May 1st,  New Rochelle has at least one student headed to each Ivy League College. No surprise to me or other New Rochelle residents. New Rochelle is great! Just ask Lori and Michael and/or their neighbors.

Come and visit. You will be welcomed, and you will love it!

New Rochelle is GREAT!

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in Larchmont Area, Mamaroneck 10543 Area Information, New Rochelle Area Information | Tagged , , , | Leave a comment

A quick Tour of Downtown Mamaroneck !

It was sunny and glorious day…  I felt compelled to take a few photos  whilst walking in downtown Mamaroneck. Please join me!

A portion of the 6.7-square-mile village is located within the Town of Mamaroneck along with Larchmont, and its east side lies within the town of Rye.

The village is geographically blessed with a landscape that hugs Long Island Sound. Named after the Indian word meaning “where the fresh water meets the salt,” the village of Mamaroneck grew around its inland harbor, which is the second largest natural small boat harbor on the East Coast. The fact that 52 percent of Mamaroneck village’s total area comprises water means that it offers not only a wealth of sandy beaches and scenic shoreline, but also countless recreational opportunities like sailing and fishing. Large expanses of parkland boast miles of trails for walking, hiking or picnicking.

The village was once a magnet for wealthy families from New York City seeking a summer home just outside the hustle and bustle of the big city, and among its famous residents was Norman Rockwell. Today, many individuals working in Manhattan are drawn to the community because of its convenient commute, as the city is only a half hour away. Mamaroneck enjoys a vibrant retail, restaurant and entertainment scene. Only a handful of New York City suburbs can hope to offer as much to residents and visitors as this lovely southern Westchester community.

Mamaroneck is GREAT!

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in Larchmont Area, Mamaroneck 10543 Area Information | Tagged , , | Leave a comment

Public Open House today at 22 Argyll Avenue, New Rochelle from 1-3 p.m.

Please join me today from 1-3 p.m. at this truly unique and charming home in New Rochelle.

Welcome home to this 2710 square foot 5 bedroom, 4 bath Tudor home with its exquisite architectural detailing. The vaulted ceiling in the living room compliments the stone fireplace, and beautiful large picture window. There is a distinctive wrought iron entrance way to an office adjacent to the living room, and you will love the formal dining room which overlooks the living room – so perfect for entertaining! The large modern kitchen features a new walk-in pantry that is sublime as is the newly paved patio which is easily accessed via the kitchen. The patio is the perfect setting for all entertaining. The two first floor bedrooms both have en suite bathrooms which is both unusual and great. One is currently being used as a den, the other an office – your choice! The spacious master bedroom has a new en suite bathroom, great closet space, and there are 2 additional bedrooms and a renovated hall bath. Gas heat, NEW roof, windows replaced, upgraded electrical and all just 35 minutes to NYC.

This delightful home is being offered at $769,000.

 

 

New Rochelle is GREAT!

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in Larchmont Area, Mamaroneck 10543 Area Information, New Rochelle Area Information | Tagged , | Leave a comment

116 Pelham Street Public Open House Sunday April 29th -1-3 p.m.

Please join Carola E. Schönander Gigante and Tina DiNota at 116 Pelham Street today in Mamaroneck for an open house at this charming home from 1-3 p.m..

Close to Mamaroneck Harbor with its beach, pool and indoor hockey rink, and even closer to to the trains, fine dining and the soon to be new cinema, this 3 bedroom, 2 bath 1586 square foot home with its low taxes is a great alternative to a condo or townhouse in this vibrant town. The entrance foyer leads to a sunny living room with a fireplace, spacious kitchen, dining room, full bath and laundry room which accesses the truly charming and romantic rooftop patio. Enjoy your morning coffee or tea, or evening aperitif while you appreciate the lush flowers. The second floor master bedroom features a walk in closet with great built-ins, 2 additional bedrooms and a beautiful new spa like bathroom. While not included in the square footage, the walk out lower level is great space in addition to housing the utilities. There is a one car garage, a side yard, and don’t forget you are just 40 minutes to NYC! The heating system is newer, the washer dryer are new, come and visit. You will love it!  The home is being offered at $635,000.

Carola Schonander has had extensive training in Real Estate. Her eagerness, professionalism and enthusiasm has already led to many closed transactions. Her previous career in journalism and marketing took her from her native Venezuela to London, New York, Lima and Mexico City. She moved to Larchmont in 2001 with her Swedish-born husband and their three children. As well as speaking Spanish and Italian, Carola has strong international connections, a valuable asset in this diverse community. She has developed deep roots in the local community, and understands the needs of newcomers, having relocated on many occasions.

She belongs to the Church of St. John and St. Paul and is a member of the Orienta Beach Club, New Rochelle Racquet Club and New York Road Runners. Join she and Tina (who we welcome to our office)  today!

Larchmont is GREAT!

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in Larchmont Area, Mamaroneck 10543 Area Information | Tagged , , | Leave a comment

The 2018 Colonial Fair Held on the Thomas Paine Cottage & Museum Lawn!

The weather was sublime, the attendance  lovely, and all who DID attend had a wonderful time thanks to the many volunteers to make it so.  Held on April 14th, 2018,  the Annual Colonial Fair was a great success! there was candle making, singing by  Thomas Hooker Hanford ,  there was a blacksmith,   story teller,  Colonial Soldiers and more!     Senator George Latimer even popped by to say hello!

The entrance fee was nominal – just $5 for adults, and $3 for children! The Cottage and Museum is located on Paine Avenue, and  the contact information is as follows:

     phone number is (914)633-1776.
You may reach the Historic Society members by email at 
PaineCottage@optonline.net

New Rochelle is GREAT!

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in New Rochelle Area Information | Tagged , , , , | Leave a comment

Comedy Night in Mamaroneck!

It is always nice to participate at a fundraiser when you know you will be with associates, friends and have a great time! Such was the case on April 12th, when Julia B. Fee Sotheby’s sponsored the Larchmont- Mamaroneck  Center for Continuing Education.

Ron Nobles -who is a Hommock’s Middle School teacher was the evening’s MC, and he did an outstanding job!  He has appeared at the Comic Strip in New York City, and brought along  some friends and comedians from the club – , Dan Altano, Josh Hyman, Robyn Schall and Charles McBee  to perform.

The Center for Continuing Education is a non-profit group,  separate from  the school district,  and has endeavored to offer wonderful programs throughout the nearly 100 years to help cover the costs.

The classes offered are quite varied from art classes, line dancing, college prep and even Tai Chi!  Mamaroneck is GREAT!

Michele Fox and Patti Anderson of Julia B. Fee Sotheby’s

Carolyn Fugere, our dauntless leader and Brad Fischer, a great associate at Julia B Fee. Sotheby’s

Brad and Gay (me!)

Josh Hyman

Josh Hyman

Dan Altano

Charles McBee

Robyn Schall

Posted in Larchmont Area, Mamaroneck 10543 Area Information, New Rochelle Area Information | Leave a comment

Public Open House Sunday April 15th 1-3 p.m. 1 Pelham Road Unit #3 New Rochelle

Please join me at a Public Open house scheduled for  Sunday, April 15th from 1-3 p.m. A simply wonderful 2133 sq. ft. 4 bedroom, 3.5 bath Condo Townhouse with views of the Long Island Sound, the Marina, and is both close to the beach and trains. This sunny townhouse has been freshly painted throughout, brand new carpeting that will captivate, and newly refinished hardwood floors.

This unusual town house has not one but two separate garages, a private rooftop terrace that offers water views, and is perfect for entertaining. The first floor entrance foyer leads to the living room, dining room, modern kitchen and the master bedroom and bath. The second floor offers an additional 2 bedrooms and hall bath. The lower level has a large family room, bedroom, bath and laundry area. With its skylight, this light filled home has so much to offer. Just 35 minutes to New York City! Perfect!  This town home is being offered at $550,000.

 

New Rochelle is GREAT!

Posted in Larchmont Area, Mamaroneck 10543 Area Information, New Rochelle Area Information | Tagged , , | Leave a comment

Selling and buying a Coop in Westchester

Before renovation..

I recently met with sellers who were selling their  2 bedroom coop, and didn’t know whether to renovate the kitchen to try and obtain a higher sales price. We..ell YES! Definitely!   The new kitchen with appliances cost $15,000 BUT that evolved into a $25000 profit. I received over 9 bids in the first week and it became obvious that new kitchens sell!

After renovation!

Accordingly, I had the honor and privilege of listing 2 coops this year, and both had new kitchens. Once again, the response was immediate. Today’s buyers do not like to renovate themselves, like it ‘already done’  and the appointments were fast and furious.  The key though is to make sure that any accepted offer (unless all cash) will also appraise.. As an agent, we must look at recent similarly sold coops in the area, and as a rule, appraisers like 3 similarly priced sold homes for comparison.  They will take into consideration an upward market trend, but there are no guarantees. I always tell my clients that it is best to try and under price a tad as opposed to listing really high, and see  the response thereafter. All cash is king, but those applicants must still pass the board so there are still no guarantees.

If a coop allows pooches then those buildings also make the listing more attractive. Elevators, pools, low maintenance  all attractive points too.

Whenever I take a coop listing, I will check with the management  on maintenance costs, whether there are any assessments in place or will be in place,  down payment requirements ( can be 10% or 20% or higher in some areas) , tax portion amount (usually 50%), if there is parking (the fees for same), which utilities are included, etc.  I always get the buyer’s application and financials at that time also, so I am ready to give to the buyer’s agent.

The sellers need to also look for their offering plan!

“An Offering Plan also called a Prospectus, is a printed statement/document disclosing all material aspects of the real estate project. You should have received a complete copy of the Offering Plan (including attachments and amendments) from the person who sold you your shares in the co-op.”

If the sellers can’t find the offering plan which rather looks like a telephone book (big and bulky) then they should order one. They can range in cost from $150 – $200, and the buyer’s attorney will review this compendium prior to the buyers signing the contract.

Sometimes buyers do not realize the length of time it might take to close on a coop.  Of course the first step is obtaining the accepted offer, and then it is their choice whether to have an inspection or not. I am seeing more people having an inspection but remember it is only relevant to what is inside the unit, meaning the building itself takes care of the structure of the building, the heating, the roof, etc.  and the shareholder (coop owner ) takes care of plumbing, electrical, anything inside their coop.  If there is  a leak behind the walls, then the building will take care of that. However, if a leak starts within your coop unit then you are responsible. I recently had an inspection at a coop, and the inspector found some electrical issues which we had resolved so that was quite worthwhile.

Once the contract is fully executed (signed by both buyers and sellers), then a copy of the contract is given to the mortgage broker who can then initiate the mortgage process. As an aside, it is also important to ensure that your mortgage broker can offer a mortgage in that particular building. Some banks will not offer mortgages if the building allows rentals, and the rental to ownership ratio is very high.  Good credit is required!!! Paying bills on time is important! Being able to afford the maintenance and the mortgage  (debt to income) ratio is important!  It might take up to 45 days in which to secure the mortgage commitment, and I always tell my buyers to complete the coop application alongside the mortgage application, as the same material required for one is also required for the other ( W 2’s, tax returns, pay stubs, etc.).  Invariably the coop application will require some reference letters so that might take a few weeks also. It is nice to get everything ready for when that commitment comes through, so the coop application can be submitted to the management company straightaway.  They basically have 30 days to review it, to obtain an additional credit report and to submit to the Coop Board for their review. As a buyer’s agent, I like to find out whether the Board meets ‘on demand’ or whether they have set meeting days each month. This can be important when submitting an application to the board for if you miss  their monthly deadline, you might have to wait another month for that interview.

The Board is allowed to ask any questions they deem suitable at the interview so just be prepared and always cordial!  I once had a very well qualified doctor buying a coop, and her sister lived in the building.  Knowing the Board President’s phone number, the doctor called and demanded when was she going to be interviewed. Needless to say, that phone call angered the Board President, and she never made it to the interview – she was declined! They figured that if she was going to be  a pain before she moved in, what would she be liked afterwards?

Hopefully, the client will be approved, and a n acceptance phone call will follow together with a formal acceptance letter , thus allowing the attorneys to schedule the closing. Since  the coop purchase only owns shares in a coop, those shares are transferred to the new owner at the closing table. In truth, just a copy of the shares are given, as the bank retains the original as they are financing the mortgage.  Since banks sell and resell their mortgages, sometimes that share certificate gets mislaid which is annoying, and causes additional work for the attorney tracking it down ..

SO, bottom line, make sure you keep all of your closing documents, offering plan in a safe, secure place and congratulations on the sale or purchase!

Westchester is GREAT!

Posted in Harrison, Hartsdale, Larchmont Area, Mamaroneck 10543 Area Information, New Rochelle Area Information, Rye, Scarsdale | Tagged , , | Leave a comment

New Rochelle – a City With a Village Feel!

A local Salvadoran restaurant! La Esquina Salvadorana 11..

I first had the privilege of meeting my friend James, years ago when he was selling a beautiful “Painted Lady Victorian home” on Mayflower Avenue. Beautifully renovated,  and through James’ hard work,  the home was one of the first homes in New Rochelle  given a Heritage Award.  That sort of describes James.  He worked so hard to bring the neighborhood together with a neighborhood association – which was basically a yearly gathering of the young professionals in the area getting together for  Holiday parties.

Viva La Rancha Grocery.. so many spices!

When it was time for  James to purchase again,  he of course wanted to return to New Rochelle, and we had so much fun  looking at various coop apartments together. Actually, with his significant other, Ricky! They found their 2 bedroom coop, have renovated it to perfection (but that is just them!), and whenever we get together, the hours pass by so quickly,  with nice conversation and fun!  James is the type of person who will send you that inspirational note that just makes you smile throughout the day.

Ricky and James getting married by Mayor Noam Bransom!

 

 

 

Lupita’s Tattoo Parlor!

Since James is such a goodwill Ambassador, I asked him to take some photos around our fair city,  and to let me know how he feels about New Rochelle. I should also mention that when he told Mayor Noam Bransom he was returning, and getting married, Noam insisted on performing the ceremony!  I guess that also describes our city too. We might BE a city, but we are just a close knit community too…Ricky and James are simply lovely, and are so happy they chose New Rochelle – where it is close to the city where they work, and yet offers so much more …

Here is why James and Ricky chose New Rochelle:

1) Everything is 5 blocks away!

* 3 beautiful parks on Long Island Sound
* the best & biggest? fruit & vegetable market in Westchester
* an awesome bakery
* 30 non-chain restaurants
* two full size supermarkets
* A bookstore
* A modern multiplex theater
* Banks
*  big library with cultural & kid programs
* High end consignment shop with on-site design services
* Two gyms
* Metro North station – 30 minutes to Grand Central
* Amtrak stop with trains to Boston &DC
*  my favorite tattoo shop

Other thoughts on New Rochelle!

2) The Mayor married us!
3)  you can still afford to buy a place!
4) it really is a big diverse city full of interesting characters
5)  it’s a small town where everyone is related to or knows somebody you know
6)  it’s quiet enough to sleep with your Windows open
7)  it’s fun and funny

That also describes Ricky and James! – Fun and funny!

Come and visit New Rochelle – you will love it!

New Rochelle is GREAT!

 

Digiprove sealCopyright secured by Digiprove © 2018 Gay Rosen
Posted in New Rochelle Area Information | Tagged , , , | Leave a comment

Stanz Larchmont 10538 – a GREAT place for Breakfast and more..

Stanz!  This is where you will find a wonderfully large breakfast and lunch menu but also a varied elegant menu that never disappoints. I recently met friends there, and we had a great late breakfast. Casually chic,  you order as you enter, pay for same, and then the meals are served at your table (long family style tables). You can help yourself to coffee, and get as many refills as desired, and so patrons feel comfortable in the relaxed setting.

I ordered the goat cheese, avocado and poached eggs on an English muffin with fresh fruit, and it was all delicious! One friend opted for the  hash browns , and another friend ordered the French Toast. 

Stanz also caters, and serves great lunches! It is located at 26 Chatsworth Avenue ( 914 833-9760).

Larchmont is GREAT!

 

Posted in Larchmont Area, Mamaroneck 10543 Area Information | Tagged , , | Leave a comment