*Did you know that a history of (flood) claims could impact on future insurance rates?
*Did you know that approximately 25% of flood insurance claims arise form low to moderate flood risk areas?
” The base flood is a flood with a 1% chance of occurring in any given year. The BFE identifies how high the water is likely to rise (also called water surface elevation) in a base flood. The land area of the base flood is called the Special Flood Hazard Area, floodplain or high risk zone. ” (FEMA Fact Sheet)
If you are living in a moderate to low risk zone, (zones beginning with the letters B, C or X) you may not require an Elevation Certificate to determine the premium as the rates are not based on elevation.
For more information:
http://www.Floodsmart.gov – re: flood insurance, flood risk for homeowners
Mandatory Purchase of Flood Insurance Guidelines Booklet:
Local companies that can assist in your flood insurance policies:
to Order an elevation certificate:
Map Service Center:
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