Living with PETS!

Where to begin! I currently have 4 cats and a dog, and they all have their own personality. Living with them is an experience to be sure.

First, we have Ashley. My son, A.J. rescued her from a Bronx parking lot in order to have representatives from the Toby project neuter her. He brought her home and asked we look after her for a few days while she recuperated and then he would return her to the parking lot. In the interim, her brothers and sisters disappeared as did her mom over the course of a few weeks. That was over 12 years ago! She was so feral, and would not let us near her! We took it very slow, and left her in her own room, and slowly let her get acclimated to us. It took months and she is very sweet and loving now. She never over eats, and although she is older now, she still looks like a kitten.

Well, then along came Binky – found on the streets and starved, matted and they ( Humane Society of Westchester ) never thought he would survive. He was approximately 2 years old when we adopted him (based on his teeth), and he would not let Ashley anywhere near the bed! We tried, but they would fight. Binky is now 14 years old, nearly blind, deaf, has a heart murmur and arthritic. However, since he cannot see or hear well, Ashley now realizes she can also sleep on the bed. Her favorite pastime (at night) is to constantly walk in front of my face while I am reading seeking attention. I have to smile! She likes to be hand fed chicken. Don’t ask how we reached that observation but there you have it. She will eat other food of course, but she does make a point of waiting for that chicken from me! I have a bathroom area in my bathroom and in the basement, and Ashley likes to frequent the bathroom when I am popping in there! Perhaps because I praise her her for being a good girl and she just loves the praise!

Binky always had a toilet training issue. I could never reprimand him off as he must have gone through so much in his past home to have suffered so much. It was only this year that I started to use the male doggie bands which have been wonderful. I take them off at night for his comfort, and I take him outside more so he can urinate more so it all works out. He worried us so much the other month as he had trouble moving and walking. He would just stand there and I was carrying him everywhere. We were not ready to say goodbye to him, and with the help of monthly injections of librela to ease the pain (and after having x-rays to make sure nothing was broken), he is walking fine now. Great! I also take him for shorter walks which has helped too. One of my sons quipped ” we wouldn’t put you down mom as you can’t open a jar!” Funny !!!! But Binky was in so much pain which seems to have now gone. All good. He is loved. I even wrote a book about him. It is called “It’s Okay to Walk in the Rain” and is a metaphor for children on how to help them overcome small anxieties.

The second cat is Grace. What an incorrect name! She must be 23 lbs at least, and when she goes up and down the stairs, she sounds like a human. My son, (yes, A.J. again), asked if she could stay for 2 weeks as his then girlfriend couldn’t take her to a new apartment. She was ‘finding a home for her”. That was 11 years ago ! She is unfriendly, no grace at all, and she is so fat that she will not step into the litter box in my bathroom. So, I find myself putting down doggie training pads for her comfort 4 times a day! It is what it is.

I am now looking after 2 additional cats on a temporary basis. Pang Pang (orange shorthair)and Zhu Zhu (a grey shorthair). They belong to friends of mine who are selling their coop in the city and by necessity the cats could not be there while the coop is being sold. They arrived about 3 weeks ago, and are slowly getting acclimated in the house. The cats are a little territorial of course, and Binky has new energy when they are around! Ha! All I can mention is that they both love their food. Both are fat, and both had some matted hair when they first arrived. Zhu Zhu let me groom her straightaway, but Pang Pang is a process!

I still miss my beloved cat, Chaos. The most sweetest cat I ever had. Loved him so. We also had Valentine who was anything but! She would love to go outside, and I trained her to come back into the house when I rang a bell (so she wouldn’t be outside at night). She always came. If I were to go on a walk, she would run behind me and accompany me! It was sweet and loving but she would hiss at poor Chaos. She had a habit of sleeping on my face, and after getting pink eye a few times, I realized that I was also sharing my pillow with dead birds etc. As she grew older (she passed away when she was 19), I would not allow her outside for fear of her getting sick, struck by a car or attacked by a coyote or fox. She would love to sit on my lap outside and enjoy just being there when she was older. Poor Chaos passed away when he was just 9. He would love steamed chicken, and I had returned home from a son’s baseball game, was cooking him some when A.J. mentioned that he had let him out but Chaos hadn’t returned. Chaos was never an outdoor cat. He never came back, and we searched and searched for him, only to find him 5 days later in the garage. He had been coughing up blood and was on special medicine, but I understand that cats disappear to pass away when they know it is time. I still cry thinking about him. I loved him so. We all did.

So, that is the story of my/our pets. Did I mention I am allergic to cats! So funny but what can we do!

Westchester is great! The Humane Society of Westchester is a no-kill shelter! Please donate!

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123 Beaufort Place, New Rochelle 10801

Elegance and charm awaits you at this side hall Colonial in New Rochelle’s Historic District. The welcoming stone porch beckons you to enter this captivating 3918 sq. ft. 7 bedroom, 2 bathroom (plus 2 powder rooms) home located on 0.23 of a lush acre with gracious plantings and a lovely arbor. The entrance foyer/receiving room leads to the huge living room (358 sq. ft.) with a pellet fireplace, a beautiful dining room with oversized leaded glass windows, wood beamed ceiling and wood burning fireplace, a powder room, and you will love the 800 sq. ft. Great Room with its custom crafted cathedral wood-beamed ceiling, a Bose speaker system w/built-in speakers, gas fireplace, beautiful hearth, granite counters, wine refrigerator, comfy window seating, beautiful custom crafted cabinetry (did I mention the specialized warming drawer adjacent to the dining room), cabinets galore, office area and easy access to the stone terrace, garden and garage. The winding staircase takes you up to four bedrooms on the second floor (there is a back staircase also), a Jack & Jill powder room. a hall bath, and the third floor has yet another 3 bedrooms and hall bathroom. The floors have been refinished and gleam, the house has been freshly painted on the first and second floors. There are community red clay tennis courts & just a 30 minute commute to NYC. Close to fine dining and our wonderful art galleries too. Low taxes. Welcome home! This charming home is being offered at $975,000. Call me!

New Rochelle is Great!

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What to Expect When Moving from California to a New York Village

A view of New York

Relocating from California to a village in New York can be a refreshing change of pace. This
move shifts from the hustle and bustle of California to a New York village’s serene and charming atmosphere. Here’s a comprehensive guide to help you understand what to expect when moving from California to a New York village.


Lifestyle Changes


Expect a significant lifestyle change. Life in a New York village is quieter and slower than
California’s fast-paced environment. Villages offer a close-knit community feel where neighbors know each other and community events are common. In California, especially in urban areas, the culture is often more individualistic, with people moving quickly and focusing on their careers. Conversely, New York villages emphasize community connections, neighborly interactions, and a more relaxed daily routine. This lifestyle change can be refreshing for those seeking to escape the constant rush of city life and immerse themselves in a more tranquil environment.

Weather Adjustments


California’s weather is typically warm and sunny, with mild winters and hot summers, whereas
New York villages experience distinct seasons. Winters can be cold and snowy, with
temperatures often dipping below freezing, while summers are warm and pleasant, with plenty of sunshine. Preparing for these weather changes is crucial for a smooth transition. Invest in
appropriate clothing, such as heavy coats, boots, and thermal wear for winter, and lighter,
breathable fabrics for the summer months. Additionally, understanding how to handle snow and ice, from shoveling driveways to winterizing your home, will help you adapt to the new climate more comfortably.


Work-Life Balance


New York villages offer a better work-life balance if you are moving for work. Commutes are
often shorter, and a peaceful environment can enhance productivity and well-being. Working
remotely from a village can be especially rewarding. This improved work-life balance can
increase job satisfaction, better mental health, and more time to spend with family and friends,
engaging in hobbies, and enjoying the natural beauty of your new surroundings.
However, when you need to move across the country, such as from California to New York,
hiring a reputable moving company is recommended. Professional movers can handle the
logistics, ensuring your belongings are transported safely and efficiently. They provide packing
services, reduce the stress of preparing for the move, and offer insurance options for added peace of mind. Movers can also help navigate any specific regulations or requirements involved in an interstate move, making the transition to your new home in a New York village as smooth and hassle-free as possible.


Cost of Living Differences


The cost of living in New York village is generally higher than in many parts of California,
particularly in suburban areas. Housing, groceries, and everyday expenses can be more costly,
but New York villages’ unique lifestyle and amenities can make it worthwhile. Here, you can
access world-class dining, cultural events, and historic charm that California’s suburban areas
might not offer. The higher cost of living is balanced by New York villages’ unique experience
and quality of life.


Housing Options


Housing in New York villages varies from charming historic brownstones to modern apartments. Unlike California, where space can be limited, and real estate prices can be exorbitant, New York villages offer spacious properties and cozy, character-filled homes. Take your time to explore different housing options to find what suits your needs best. Historic homes often come with unique architectural features and a sense of history, while newer constructions might offer more modern amenities and energy-efficient designs. Whether you prefer a cozy apartment, spacious townhouse, or a modern loft, the variety of housing options in New York villages ensures that you can find a home that fits your lifestyle and preferences. Take your time to explore different housing options to find what suits your needs best. 


Community Engagement


When moving from California to a New York village, be prepared for a strong sense of
community. The villages often have local gatherings, farmers’ markets, and festivals that unite
residents. Engaging in these activities helps integrate into the community quickly. Unlike the
usually impersonal atmosphere of larger California cities, New York villages pride themselves
on fostering connections among residents. Participating in local events, volunteering, and
supporting small businesses are excellent ways to become part of the community. Building
relationships with neighbors and local leaders can provide a support network and a sense of
belonging, making your new home feel like a community.


School Systems


New York villages often have reputable school systems with smaller class sizes. That allows for
more personalized student attention compared to larger, urban California schools. Researching and visiting local schools can provide insight into the educational opportunities available. Smaller schools mean teachers can focus more on individual students, tailoring their teaching methods to meet diverse learning needs. Additionally, many village schools emphasize extracurricular activities, arts, and community involvement, providing a well-rounded education. If you have children, this personalized approach to education can be a significant advantage, ensuring they receive the support and resources needed to thrive academically and socially.


Transportation Changes


Public transportation options in NY villages are extensive compared to many areas in California. The villages are well-connected with subway lines, buses, and bike lanes, making it easy to navigate without a car. That is a significant change for many Californians accustomed to driving everywhere. Embracing public transportation can reduce your carbon footprint and provide a more relaxed way of commuting. Also, the walkability of NY villages means you can enjoy strolls to local cafes, parks, and shops, further enhancing the charm of your new neighborhood.


Outdoor Activities


New York villages boast numerous outdoor activities. There’s plenty to explore, from hiking
trails and lakes to local parks. The natural beauty and seasonal changes provide ample
opportunities for outdoor enthusiasts. Whether you enjoy hiking, fishing, bird-watching, or
simply taking strolls, the picturesque landscapes of New York villages offer something for
everyone. Unlike California’s often crowded beaches and parks, these outdoor spaces provide a
more tranquil experience. Engaging in outdoor activities promotes physical health and allows
you to connect with nature and appreciate the beauty of your new home.

Moving from California to a New York Village: Embrace
the Change


Moving from California to a New York village can be a transformative experience. Embrace the
slower pace, the close-knit community, and the unique lifestyle. Remember to prepare for the
weather, engage with the community, and enjoy the new opportunities with this move.
Embracing this new chapter in your life can lead to a fulfilling and enriching experience, offering a fresh perspective and a new way of living.

https://www.pexels.com/photo/panoramic-of-the-lower-manhattan-27334069/

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18 Clover Place – Public Open House 7/14 /24 1-3 p.m.

Welcome to this charming 1950 Cape Cod home in New Rochelle, nestled on a private 0.33-acre lot with beautifully landscaped grounds. Inside, natural hardwood floors and crown molding enrich the bright, spacious interior. The formal living room features a woodburning fireplace and custom built-ins, flowing effortlessly into the dining area and updated kitchen equipped with stainless steel appliances. An expansive screened porch off the kitchen offers an inviting space for outdoor dining and entertaining. The first floor encompasses a primary bedroom with a full bathroom, two additional bedrooms, and another hallway bathroom. Upstairs, you’ll find two more bedrooms, a full bathroom, and ample storage space. This home enjoys a prime location near Harbor Island Park, providing picturesque waterfront views. Only a 7-minute drive away is the Metro North Train Station, offering convenient access to Grand Central Station. Downtown New Rochelle’s vibrant array of restaurants and cafes are within walking distance. Nearby amenities include private beach clubs and proximity to Trinity Elementary School. This property effortlessly blends serene living with convenience in a highly sought-after neighborhood.

Join Helen Propersi and I at this Public Open House today at Danielle Longhitano’s new listing in New Rochelle! This home is being offered at $899,000. Perfect! 1-3 p.m. July 14th, 2024

18 Clover Place – great home!

New Rochelle is Great!

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Small Towns in New York Perfect for Water Sports and Fitness Enthusiasts

Bench under a tree during the day beside a body of water.

Discover small towns in New York where water sports and active living ignite excitement
among fitness buffs. These communities offer an escape from the bustling city life, providing
a perfect backdrop for those eager to engage in physical activities and aquatic adventures.
Each locale brings unique charm and a suite of activities catering to health-conscious visitors
and residents alike.


Also, these settings serve as ideal spots for rejuvenating the body and connecting with nature
through fitness pursuits. Whether paddling along tranquil waters or cycling scenic trails, these
towns promise a refreshing mix of leisure and activity. Read on to explore what makes these
small locales near New York a draw for enthusiasts seeking fitness-oriented vacations or
lifestyles.


Skaneateles


Nestled on the shores of a pristine lake, Skaneateles offers a refreshing escape for water
sports lovers and fitness enthusiasts alike. This quaint village in central New York is a perfect
backdrop for various aquatic activities. Kayakers and paddle boarders frequently dot the clear
waters, enjoying the calm surface and scenic views. Sailing enthusiasts enjoy the steady
breezes, ideal for an exhilarating day on the lake.

The community is active, hosting several local fitness events throughout the year and inviting
residents and visitors to participate. Whether you’re looking to glide through the water or join
a spirited group activity on shore, Skaneateles provides an engaging and healthful retreat
from the everyday hustle. It offers endless opportunities for physical engagement and
relaxation in a picturesque setting.


Lake Placid


Lake Placid, a charming village in the Adirondacks, is a prime destination for active lifestyle
seekers. Its Olympic legacy inspires residents and visitors alike, with ample opportunities for
water-based and land activities. Here, enthusiasts can row across serene Mirror Lake or train
for triathlons, testing stamina and strength. The village also caters to fitness enthusiasts with
well-maintained biking and jogging trails. These paths are set against breathtaking landscapes
unique to New York’s smaller locales.


At the same time, for athletes and visitors requiring flexible storage options during their stay,
Up n’ Go Moving and Storage offers multiple storage solutions in New York City and New
York State. After all, using storage solutions is a great idea for various reasons. For instance,
if you’re in Lake Placid for a short stay, you might need a place to store your sporting
equipment, luggage, or other belongings to avoid hauling everything back and forth.
Therefore, storage provides a secure space for your items, freeing you to enjoy your activities
without worry. Whether you need space for a few days or up to two weeks, these reliable and
licensed movers can accommodate you. This flexibility ensures your belongings are safe
while you explore or even settle into this picturesque village.


Sleepy Hollow


Sleepy Hollow, a quaint village in New York, offers a captivating escape for those drawn to
water sports and outdoor fitness. Positioned along the scenic Hudson River, this locale
provides ample opportunities for canoeing and competitive swimming. Enthusiasts will find
the river perfect for these activities. The village also features several well-maintained fitness
trails, ideal for morning jogs or evening strolls.


Each year, Sleepy Hollow hosts several races, drawing participants eager to test their
endurance against the backdrop of this historic setting. The village also organizes community
fitness events, fostering a spirited local culture dedicated to health and wellness. That makes
it a prime destination for those looking to combine their love for water sports with
community engagement and scenic beauty, enhancing their active lifestyle in a peaceful yet
vibrant setting.


Small Towns in New York Perfect for Water Sports and
Fitness Enthusiasts: Alexandria Bay

Alexandria Bay, nestled in the northeastern region of New York, emerges as a prime
destination for individuals passionate about water sports and maintaining an active lifestyle.
As a gateway to the Thousand Islands, this modest community provides ample boating,
fishing, and water skiing opportunities across its tranquil waters. The town also boasts several
well-maintained trails, ideal for cycling or jogging, with breathtaking views of the
surrounding landscapes.


Each corner of Alexandria Bay offers unique activities that ensure visitors can unwind or
engage in exhilarating sports. Alexandria Bay stands out with its blend of recreational
activities and picturesque settings for those exploring small towns in New York, ensuring a
memorable visit for fitness enthusiasts and water sports lovers. This charming locale proves
that adventure and relaxation can coexist beautifully in New York’s vast and diverse state.


Cooperstown


Cooperstown is well-known for its Baseball Hall of Fame, but it also caters to lovers of water
sports and an active lifestyle. Nestled along Otsego Lake, this village is an ideal spot for
fishing and boating, offering tranquil waters for those seeking quiet recreation. Here, it’s not
only about spectating sports; residents and tourists engage in various activities.
The village hosts numerous community sports leagues for all age groups. There’s always a
match to join or a local sports event to enjoy. This engaging environment fosters a
community that values activity and inclusivity. It’s a delightful destination for sports
enthusiasts and active families.


The village’s commitment to wellness is evident in the various activities available. In
Cooperstown, you can canoe across the lake, join a friendly baseball match, or jog scenic
paths. That exemplifies the appealing lifestyle of small towns in New York. Perfect for those
seeking an active yet relaxing destination, this quaint village invites you to experience its
dynamic community spirit firsthand.


Clayton


Clayton, NY, is another example that fits the theme of small towns in New York, perfect for
water sports and fitness enthusiasts. This town is a paradise for water sports lovers along the
Saint Lawrence River in the picturesque Thousand Islands region. The town offers abundant
kayaking, boating, and fishing opportunities against breathtaking river views. In addition,
Clayton’s waterfront is lined with walking trails and parks, perfect for those who enjoy
outdoor activities.
The town also hosts several annual events focusing on fitness and enjoying
the natural water. Consequently, it is an ideal destination for those seeking aquatic adventures
and land-based fitness challenges.


Conclusion

Exploring the small towns of New York reveals a wealth of opportunities for both water
sports and fitness activities. These communities provide ideal settings for those who prioritize
an active lifestyle while enjoying scenic vistas. In Sleepy Hollow, paddle along the Hudson
or run along trails that wind through historic landscapes. Alexandria Bay invites enthusiasts
to ski across expansive waters, while Cooperstown combines aquatic leisure with vibrant
local sports culture. These locales prove perfect for those eager to maintain fitness while
soaking in natural surroundings. Consider these lesser-known spots for your next active
getaway—they promise rejuvenation and adventure.



Photos used:
https://www.pexels.com/photo/bench-under-tree-during-day-beside-body-of-water-235242/

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2024 Fireman’s Carnival -Mamaroneck

When my children were younger, we would love to attend the Fireman’s parade and carnival each year. So many bans, firemen, fire trucks. It was simply wonderful!

Here is the link for this year’s carnival and parade! The parade starts at 7 p.m. tonight!!

You will love it!

Westchester is great!

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The Home Buying Process – 2024

While I originally wrote this blog post in both 2012 and 2018, I thought it was well worth re-posting in 2024!

The information I had entered still remains the same. However, the laws and disclosures are always changing, and a new disclosure is the property condition statement which has been a requirement since March 17th, 2024. It is not required in estate sales, coop, land, condo sales or trusts to name a few.

1) The most important aspect of buying a home is finding out how much you are qualified for! You do not want to look for homes in one price range, only to discover that those student loans are creating a blimp on your credit rating, and lowering your buying ability. So, the very first thing you should do is to obtain a Pre-approval.

If you are purchasing a home in  very sought after community when multiple bidding is the norm, then it might also behoove you to take the pre-approval one step further, and obtain a Priority Pre-approval Letter or ‘Commitment Letter”. This process will take a little longer as the mortgage broker will basically obtain all of the necessary paperwork from you, and submit it to the underwriting department for approval, but well worth the effort!  You will be able to bid, knowing you have already been approved for the loan amount. In this scenario, all that would be required to complete the mortgage loan commitment would be Clear Title, an appraisal, and property address!

2)  Location, location, location. Where do you want to live?  Research the different towns, and even interview the various school districts.  For school stats ..

3) Searching for a home may take a day, a week,  or even a year! If you have an agent, he/she  perhaps has been sending you the monthly market updates during the process, or has signed you up for new listings as they enter the market in your desired price range, etc. , so you feel comfortable knowing that you have had the opportunity to view the homes of interest to you.

4) You have found the home you wish to purchase! Yay! 

5) Do you have a real estate attorney? NOW is the time to call one, ask for availability (if the attorney is planning a trip around the world for 3 months, then call another!). Ask the attorney what he/she charges (but remember choosing a good attorney is important, and a few hundred dollars differential should have no bearing here).

buy_home2

6) Your agent has given you comparative sold prices, so you feel comfortable in knowing what the homes have been selling for in that same zip code, elementary school and price range.. Also remember that if a home in New York is priced at One Million or above, then there is a 1% Mansion tax payable at the closing table.

7  What should I bid? When you view the comparative sold prices, and then you factor into the equation those homes you have already viewed, and/or compared the condition of the homes you have viewed with regards to the home you are interested in purchasing,  you will have an idea of what to bid on the home.  You also place a bid on everything you see visually, and know about the home. Your agent will advise you on the range on what to bid, but it is always your money, your comfort level!

It is customary to place down 10% at contract signing.  Speak to your agent and mortgage Broker with regards to your alternatives if required. There are hybrid mortgages, we can structure bids differently. Agents can be creative, speak with your agent , voicing your concerns to see which approach will be best for you.

8) Your agent will negotiate on your behalf with the listing agent for the sellers.  Once an accepted price has been obtained,  an inspection is scheduled.  The listing agent and buyer’s agent will also exchange both sellers’ and buyers’ information, and this information, together with the sales price, terms, and attorney information is sent to all parties. The seller’s attorney will draw up the contract, and send it to the buyer’s attorney.  Some attorneys will send out the contract once the inspection is completed, and  if the sale is in a much sought after area, then the contract might be sent out the same day as the accepted offer is given. Don’t worry, you will not be signing the contract until you have completed your inspections, and are in agreement on any repairs if required.

Some buyers (and sellers)  think that they can carry on the negotiations once their attorney in involved. Just remember that the memo of sale reflects what has been agreed to by all parties. You might lose the bid if you try to change it. 

9) It is important that you schedule the inspection as soon as possible after the accepted offer.  It is the listing agent’s responsibility to keep showing the seller’s home until the contracts are fully executed (signed) by both buyers and sellers. Why?  It is not uncommon for a buyer to change his/her mind, and so the listing agent must protect the client and continue to show the home. Accordingly, should a higher bid be submitted to the sellers, then their agent must submit that bid also.

No-one wants their client to spend money on an inspection only to lose out to someone bidding higher, and losing the house they wished to purchase.

Why would the seller do that?  The seller wants the most they can get for their home.  However, the listing agent usually affords the opportunity to the buyers to increase their bid to correspond to the higher bid. If the buyers don’t increase their bid, then the sellers may/may not go with the new buyers and the higher price.

sold

Sometimes, it isn’t even a higher price. It could be better terms. However, in order to avoid any of this, if the buyer moves forward in a quick concise manner after receiving the accepted offer, then there should be no disappointment.  Should a higher bid be submitted by another agent and accepted, then the sellers do not have to reimburse any buyer for their inspection if there has already been one performed. 

10) The inspection – You might wish to have a structural engineer if you have questions about the structure of the home and/or a regular inspector. Home inspectors must be licensed. Once again, calling an experienced, good inspector is very important. Now is not the time to quibble over price.

The inspection process may take as long as 3 hours or more, and it is always a good idea to both be present at the inspection, ask questions as you both think of them and/or perhaps writing them down before you meet.

11) So the inspection has been completed, everything is in order, and any renegotiation has been taken care of. Or, perhaps you will to call a few contractors to obtain prices on repairs to help further the negotiation process. Your agent will assist you in this process.

12) You/your agent will let your attorney know that you are ready to proceed for the signing stage, and your attorney will meet with you to discuss and explain the contract once received. It is at this time, that you give forth your down payment to your attorney. He will then send same to the seller’s attorney and the down payment is placed into an escrow account which will remain there until the closing.

13) The buyers are usually given 30-45 days in which to obtain their mortgage commitment. SO, once again, always a great idea to have all of your financial information ready to be sent to the mortgage broker.

While the mortgage  process is under way, and your mortgage Broker has received a fully executed copy of the contract, then an appraiser will be requested by the mortgage broker, and sent to the property to assess the value of same.

The buyer’s agent will meet the appraiser, offer forth ‘comps’ for the property. The appraisal process might take a few days or a week. Once completed, the appraiser will send the report back to the bank, and you should also be receiving notification of the appraised amount. It is customary for the bank to estimate the value to the sales price nowadays as opposed to appraising it for a much higher price.

14) While you are in contract, now is a good time to go and measure, bring in prospective contractors if you wish (with the seller’s permission). The contract usually states how many times you can be allowed into the house or there is a reference to same perhaps stating ‘with seller’s permission at mutually agreed upon times’.

15) Interview moving companies in advance also. Moving companies book in advance. End of June closings are popular so this could be a particularly harder time in which to find an available moving company. Your agent will have a list of companies so always ask your agent!

16) Once you have your mortgage commitment, the paperwork/letter is sent to you, your attorney who then sends it to the seller’s attorney. It is very customary to receive the mortgage commitment with ‘conditions attached.’  What are they? It could be that you still must send in a few missing documents/updated financial information. It is common, and don’t let it bother you!  A requested essay/letter explaining your job/monetary situation  is also quite common!!!! 

17) One of the final conditions will be for you to obtain home insurance! You are practically there!

18), Once the bank has given you the ‘clear to close’  then your attorney will reach out to the other attorney, and arrange a closing date.

19)  Once you have a closing date,  you will arrange with your agent a walk-through at the home, to make sure that it is in the same condition as when you had the inspection. Some buyers choose to ask their inspector back (at a reduced fee) to inspect the home once again.

This is a good idea if repairs were made after the inspection, and you chose not to have a credit for those repairs offered.

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20) Congratulations! 

Enjoy your new home!

Gay Rosen

Accredited Buyer’s Representative

Certified Buyer’s Representative

Certified Distressed Properties Expert

Certified Residential Specialist

GREEN Designation

GRI – Graduate Realtor Institute

Senior Real Estate Specialist

Licensed Real Estate Associate Broker

***Call me if you need inspector’s names, local attorneys, mortgage brokers, etc.

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Real Estate Tips for Small Town New York: What You Need to Know

a house with a yard


Small town New York is known for its charm, close-knit communities, and picturesque landscapes. Investing in real estate in these areas can be rewarding, but it requires a different approach than buying property in a bustling city. Understanding the nuances of small-town real estate can make all the difference in securing a great deal and making the most of your investment. Here, we provide essential tips to help you navigate the unique real estate market of small-town New York.


Understanding the Local Market Dynamics


Small-town real estate markets have distinct characteristics that differ significantly from urban markets. Local demand and supply dynamics are essential in determining property values in these areas. The market may not be as volatile in small towns as in larger cities, but it can be influenced heavily by local economic conditions and seasonal trends. It’s essential to stay informed about recent sales data and market trends. Knowing when to buy and sell can maximize your investment returns.


Leveraging Local Real Estate Agents


Finding the right real estate agent is one of the most important steps in purchasing property in small town New York. Choosing an agent familiar with the intricacies of small-town real estate can make your buying process easier and more efficient. Local agents deeply understand the area, including neighborhood nuances, local pricing, and the community’s overall vibe. They can provide invaluable insights and access to properties that may not be listed on the market, making your transition easier. Their network can also help you find off-market deals and negotiate better terms.


Real Estate Tips for Small Town New York: What You Need to Know


Investing in small town New York requires a tailored approach and an understanding of local nuances. These key tips help you make informed decisions and secure the best deals. From leveraging local real estate agents to exploring off-market properties and understanding zoning laws, each step is vital. Also, community involvement and carefully evaluating properties can lead to long-term success. With these insights, you can confidently navigate the unique real estate landscape of small-town New York.

Boxes on a Table


At the same time, relocating from an urban area like Brooklyn, for instance, to the serene atmosphere of a small town in NY can present unique challenges. One of the main steps in this transition is ensuring your possessions are handled with care. Therefore, when moving from an urban environment like Brooklyn, where space constraints and quick-paced living are part of everyday life, it’s better to leave packing to skilled people. Professional packers bring expertise to protect and efficiently prepare your belongings for the journey. Their handling, packing, and transporting skills can significantly reduce the risk of damage, allowing you to focus on the exciting aspects of settling into your new home. In addition, employing professional packing services when leaving Brooklyn for a quieter life in a small town ensures
that every item, from delicate keepsakes to bulky furniture, is securely packed and ready for its new destination.

Identifying Key Neighborhood Features


When considering real estate in a small town, it’s vital to identify what makes a neighborhood desirable. Proximity to schools, parks, and community centers can significantly impact property values. These amenities enhance the quality of life and indicate a thriving, well-maintained community. Also, assessing the potential for future growth is essential. Look for signs of development, such as new businesses opening up or planned infrastructure projects. These can signal a neighborhood’s upward trajectory,
making your investment more profitable in the long run.


Exploring Off-Market Properties


In small towns, many great properties may never hit the open market. Exploring off-market properties can uncover hidden gems and unique opportunities. Off-market properties are homes that are for sale but not publicly advertised. They can often be found through local real estate agents, word-of-mouth, or networking within the community. Successful off-market purchases can save you money and reduce competition. Building relationships with local realtors and residents can provide leads on these exclusive
deals.

Off-market properties can be found in any small town in New York

Financing Options for Small Town Purchases

Financing real estate in small town New York comes with its own set of challenges and opportunities. Unique financing options are available for rural areas, including special loans and grants. These can be particularly beneficial for first-time buyers or those looking to invest in agricultural properties. Local banks and credit unions often offer more favorable terms for small-town purchases than larger financial institutions. They understand the local market and can provide tailored advice to meet your needs. Securing the right financing can significantly affect your investment’s feasibility and profitability.


Evaluating Property Conditions and Renovation Needs


Before purchasing, inspecting the property and thoroughly assessing any renovation needs is important. A comprehensive property inspection can reveal potential issues that may not be immediately apparent. Common problems in small towns include outdated infrastructure, weather-related damage, and maintenance neglect. Budgeting for necessary renovations and repairs is essential. Knowing what you’re getting into upfront rather than facing unexpected costs is better. In addition, renovating a property can increase its value and make it more appealing to future buyers.


Navigating Zoning Laws and Regulations


Zoning laws and regulations can significantly impact your property’s use and value. Understanding the zoning laws specific to small towns in New York is important for any real estate investor. Zoning determines what can be built on the property, how it can be used, and any applicable restrictions. It’s important to research local zoning regulations and consult with zoning boards if necessary. That can help you avoid legal issues and ensure your property aligns with your investment goals. Working with a knowledgeable real estate agent can also clarify zoning matters.

Avoid legal issues and ensure your property aligns with your goals

Community Involvement and Its Impact on Real Estate

Involvement in the local community can enhance your property’s value and overall homeowner experience. Community engagement plays a significant role in maintaining and increasing property values. Participating in local activities, attending town meetings, and supporting local businesses can foster a sense of belonging and contribute to a positive community atmosphere. Strong community ties can also provide support and resources, making your transition to small-town living smoother. In contrast, lacking community involvement can isolate you and potentially decrease your property’s appeal to future buyers.


Summary


Investing in small town New York real estate offers unique opportunities and challenges. You can make the most of your investment by understanding local market dynamics, leveraging knowledgeable agents, and engaging with the community. Evaluating properties thoroughly, exploring financing options, and navigating zoning laws are all important steps. Finally, remember to utilize professional movers for a hassle-free relocation. Embrace these tips and enjoy the rewarding experience of owning property in
small town New York.

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Tips for Adapting Your NYC Storage Habits for Rural Life in NY

A young couple working on adapting your NYC storage habits for rural life in NY

Tips for Adapting Your NYC Storage Habits for Rural Life in NY

Adapting your NYC storage habits for rural life in NY is the only way of making the most of the increased space available. So, let’s explore practical tips to optimize storage in your future rural home!

Assess your needs

Before settling into your ideal town in rural New York, assess your storage needs meticulously. Start by evaluating your current situation, considering the transition from city life to a more spacious rural environment. Take stock of your belongings, identifying what’s an ‘essential’ and what can be let go. This process helps streamline your possessions, meaning you’ll only bring what’s necessary to your new home. Finally, think about the differences in lifestyle between urban and rural settings and how they affect storage requirements. If you do, you can plan more effectively for the storage solutions that will best suit your rural lifestyle.

Embrace outdoor storage solutions

When adapting your NYC storage habits for rural life in NY, outdoor storage solutions become an option. After all, moving to a small town isn’t just good for your career and wellbeing since the lower housing prices typically allow for a larger home with a yard attached! Take advantage of this outdoor space available by investing in durable sheds or barns. These outdoor structures offer ample room to put away gardening tools, outdoor furniture, and recreational equipment, keeping them safely tucked away while maximizing indoor living space. 

Utilize attic and basement space

While NYC typically means apartment living, rural NY offers more traditional homes. This means that you have the chance to make use of attic and basement space! Whether it’s seasonal decorations, keepsakes, or seldom-used belongings, the attic and basement offer ample room to put away these items. Still, invest in sturdy containers so they can withstand long periods without care or attention. This way, you both declutter your living areas and guarantee that your belongings are safely tucked away. 

Consider custom storage solutions

Custom storage solutions cater to your unique needs and the layout of your new rural home, optimizing space efficiency. So, consider consulting with professionals to design built-in cabinets, closets, or shelving units. This way, you can even enhance the aesthetic appeal of your home, seamlessly blending functionality with style. 

Invest in multi-functional furniture

Multi-functional furniture pieces serve dual purposes, optimizing space in your rural home. Consider options like ottomans with hidden storage or beds with built-in drawers to maximize functionality while minimizing clutter. Modular furniture is another great choice, allowing you to adapt your space as needed. By choosing multi-functional pieces, you save space and enhance the overall efficiency of your home. Whether it’s a coffee table that doubles as a desk or a sofa bed for guests, multi-functional furniture offers flexibility without sacrificing style! 

Declutter regularly

Rural homes are typically larger—still, there’s a limit to your space. By making decluttering a part of your routine, you can prevent the accumulation of unnecessary items. So, take the time to assess your belongings regularly, deciding what you truly need and what you can discard. This process frees up valuable space and creates a more organized living environment! Of course, consider donating items that no longer serve a purpose to those in need or selling them to earn some extra cash. 

However, if you still live relatively close to New York City, you can take advantage of service providers like NYC Mini Storage. They are fully licensed and insured, offer highly competitive storage rates, and their facility is close to public transportation and highways. With their help, you can rent out the perfect storage unit where you can keep all your excess belongings and avoid the need to throw out items that would otherwise have to go.

Create zones for the organization

Divide your storage areas into designated zones based on function or frequency of use. This allows for efficient organization and easy access to items when needed. For example, designate specific areas for hobbies, seasonal items, or household essentials to maintain order. Utilize labels and storage containers to clearly define each zone and keep items neatly arranged. This approach enhances efficiency and simplifies daily routines, allowing you to make the most of your available space. 

Invest in quality storage containers

Quality storage containers will be immensely useful for a smooth transition from city to rural life in New York. Whether storing clothing, kitchen supplies, or seasonal decorations, quality containers ensure long-lasting protection and convenience. These durable containers keep your belongings safe and organized, maximizing space efficiency even in your larger rural home. Try to opt for containers that are sturdy and stackable, allowing for easy organization and access. Clear containers are ideal for quickly identifying contents without the need to open each one. 

Optimize kitchen storage

Make use of pantry shelves, drawer organizers, and cabinet racks to maximize space efficiency and keep your kitchen tidy. Consider installing a kitchen island with built-in storage for additional functionality and counter space. Furthermore, utilize clear containers and labels to easily identify ingredients and kitchen essentials. This way, you can streamline meal preparation and cooking processes, saving time and reducing stress. 

Stay flexible and adapt

Staying flexible and adaptable is necessary to adjust to life in a smaller town. So, it’s important to remain open to new experiences. Embrace the slower pace, more space, and simpler pleasures that come with rural living! Take the time to explore local amenities and get to know your neighbors, fostering connections within the community. Keep an open mind and try new things, whether it’s participating in local events or exploring your town. This way, you can fully embrace the opportunities and experiences that come with rural living. Be it organizing your belongings or just getting used to your new life, you’ll have more fun this way!

Working on adapting your NYC storage habits for rural life in NY

Adapting your NYC storage habits for rural life in NY is a transformative process that allows you to fully embrace the spaciousness and tranquility of rural living. You can optimize your space by implementing the tips we discussed, creating an organized and efficient living environment. We hope that you’ll enjoy the benefits of ample storage and newfound peace of mind!

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How Moving to a Small Town Can Enhance Your Career and Wellbeing

Many people assume that thriving careers are strictly a big-city phenomenon, with bustling metropolises offering the best opportunities for growth and success. However, this overlooks the significant benefits of moving to a small town, where unique advantages can bolster your professional life and personal wellbeing. This post delves into how relocating to a smaller community might prove advantageous for career advancement and enhance your quality of life in numerous ways. From closer social networks to reduced living costs, the impact of such a move can be profound and far-reaching. We will explore how a smaller setting can lead to bigger opportunities and a healthier, more balanced lifestyle.


Career Advantages of Moving to a Small Town


Increased Networking Opportunities


The community is typically close-knit in small towns, making it much easier to form meaningful connections with influential locals. Networking in such environments often proves more straightforward and effective compared to the anonymity of larger cities. Here, you can easily become a well-recognized face at local events and gatherings, paving the way for introductions to key community figures who can offer career advice or job opportunities. Personal anecdotes from residents who have leveraged local networks to advance their careers can be particularly inspiring. These stories underscore how a smaller population can enhance your visibility and connectivity, making it a fertile ground for professional relationships.


Lower Competition for Jobs


The job market in places like this often features less saturation regarding applicants. That makes your qualifications and experience stand out more prominently to potential employers. It can translate into quicker job placements and more rapid career advancement than expected in competitive urban markets. For instance, a school in a small town may only have one or two applicants per teaching position. That is a lot less competitive when compared to dozens in a city. And it extends across various sectors, providing career opportunities to those willing to invest their future in a small town. Additionally, local businesses often prefer to hire community members, further improving your chances
of securing employment.

Small towns offer better and more straightforward options for networking.


Wellbeing Enhancements from Living in Small Towns


Reduced Stress and Slower Pace of Life


The slower pace of life in small towns significantly contributes to reduced stress levels among residents. Unlike cities where the constant rush can overwhelm, small towns offer a more laid-back lifestyle. There’s less traffic, lower noise levels, and fewer crowds. Research indicates that this reduction in daily stressors leads to better mental and physical health outcomes, including lower rates of anxiety and depression. The ability to walk to local shops or to work, the reduced pressure in professional settings and the general ease of daily activities all contribute to a more relaxed and enjoyable life. This tranquility is a fundamental aspect of small-town living that attracts individuals seeking a peaceful life.

A small town can enhance your career and wellbeing as it offers a less stressful and slower pace of life.


Cost of Living Benefits

The slower pace of life in small towns significantly slower pace of life in small towns significantly I can’t advantage, allowing residents to enjoy a higher standard of living
at a reduced cost. Housing prices, for example, are often substantially lower than in big cities, making homeownership more accessible and less financially stressful. Additionally, everyday expenses such as groceries, utilities, and transportation are generally cheaper, which can lead to substantial savings over time. This financial breathing room enables residents to allocate more resources to savings or leisure activities that enhance their quality of life. For many, the economic benefits of small-town living are a major factor in their decision to move. It provides them the financial freedom to pursue a lifestyle prioritizing wellbeing and personal fulfillment.


Access to Nature and Outdoor Activities


Proximity to nature is another compelling reason to consider moving to a small town. Many such towns are situated near parks, forests, or mountains, offering abundant opportunities for outdoor activities that promote physical health. Whether hiking, biking, fishing or simply enjoying a picnic in a scenic setting, the easy access to nature helps residents maintain a healthy lifestyle. It also provides a constant source of recreation. Studies have shown that regular interaction with nature can reduce stress, enhance mood, and improve overall health. For those who value an active outdoor lifestyle, small towns
offer the perfect backdrop to both live and play.


Overcoming Challenges: Limited Access to Services


While small towns offer many benefits, they can pose challenges, such as limited access to certain services, including specialized healthcare, diverse educational options, and extensive shopping facilities. However, these challenges can often be mitigated through planning and technology. For example, telemedicine services can bridge the gap in healthcare, allowing residents to consult with specialists without long travel. Additionally, online shopping and delivery services ensure that residents can access a wide range of products.


Practical Considerations When Planning Your Move


One practical aspect to consider when moving to a small town is the logistical process of the move itself, especially if it involves a significant distance. For instance, if you decide to relocate to your new home from a bustling state like Florida to a tranquil small town in New York, such as Warwick, Rhinebeck, or Skaneateles, organizing the move becomes a crucial step. Hiring experienced movers specializing in interstate relocations can simplify the transition, ensuring your belongings are safely transported. This careful planning is essential, as the journey from Florida’s sunny shores to the peaceful, picturesque settings of New York’s small towns represents a physical move and a significant lifestyle change. By securing the services of reliable movers, you can focus more on the exciting opportunities ahead in your
new community.

Hiring a reliable moving company is crucial when moving to one of these smaller towns.

Conclusion


Moving to a small town is more than a mere change of scenery. It is a lifestyle adjustment that can profoundly impact your professional and personal life. The benefits of such a move include a supportive community, a peaceful living environment, and significant career opportunities. All of these contribute to a richer, more satisfying life. By embracing the advantages and effectively managing the challenges, anyone can successfully transition to small-town living. Consider how these benefits align with your life goals and aspirations; you might find this is the right way to enhance your career and wellbeing.

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